Institute for Credit Analysis

The Institute for Credit Analysis (IfK) develops systems, methods, and models for financial institutions and corporates to support the assessment and monitoring of credit exposures, and offers specialized training programs and in-house seminars in credit risk analysis and financial modeling.

Institute for Credit Analysis

The Institute for Credit Analysis (IfK) develops systems, methods, and models for financial institutions and corporates to support the assessment and monitoring of credit exposures, and offers specialized training programs and in-house seminars in credit risk analysis and financial modeling.

CreditPlan+

The projection and risk tool for front office and credit risk management

CreditPlan+ is our solution for sound financial planning within the credit process – simple, efficient, and aligned with regulatory requirements. With only a few clicks, CreditPlan+ enables projections of cash flow generation and debt service capacity of corporate clients and even allows automated sensitivity analyses in accordance with EBA Guidelines 2020/06.

Whether used in the front office or in credit risk management, CreditPlan+ supports our clients in making better credit decisions and in unlocking business potential in corporate lending.

CreditPlan+

The projection and risk tool for front office and credit risk management

CreditPlan+ is our solution for sound financial planning within the credit process – simple, efficient, and aligned with regulatory requirements. With only a few clicks, CreditPlan+ enables projections of cash flow generation and debt service capacity of corporate clients and even allows automated sensitivity analyses in accordance with EBA Guidelines 2020/06.

Whether used in the front office or in credit risk management, CreditPlan+ supports our clients in making better credit decisions and in unlocking business potential in corporate lending.

The Challenge of Credit Risk Management

For our clients in banking as well as in leasing and factoring companies we develop systems, methods, and models for the assessment and monitoring of credit exposures. In doing so, we combine academic research with many years of practical and project experience.

Für unsere Kunden im Bereich Kreditinstitute, Leasing- und Factoringgesellschaften sowie aus dem Treasury und Forderungsmanagement von Unternehmen entwickeln wir Systeme, Methoden und Modelle zur Beurteilung und Überwachung von Kreditengagements. Dabei verbinden wir wissenschaftliche Forschung mit langjähriger Praxis- und Projekterfahrung.

Inhouse Academy: Credit Analysis

This course is a flexible, tailor-made training program delivered directly within your organization, enabling financial institutions to strengthen credit risk analysis capabilities and make more informed lending decisions.

Financial Modeling for Project Finance

This seminar covers everything from the fundamentals of model construction to complex modeling issues in a hands-on approach through the practical development and analysis of a complete financing model for project finance projects.

Cash Flow Modeling for Real Estate

The seminar focuses on practical, project-oriented modeling techniques for real estate projects, and covers everything from basic model structure to complex real estate financing and risk analysis.

In addition to our training and consulting services, we are actively involved in research and the development of new models and methods. Our research results are regularly published in both academic and professional journals. Below you will find a selection of publications from recent years related to credit risk and credit risk analysis.